CPMA BFF SuperPlan
Our Most Comprehensive Plan
The CPMA BFF SuperPlan is our comprehensive plan. 90% Coinsurance, Higher drug coverage, More paramedical practitioners, Higher coverage maximums and Major Dental are included in this program. If you want a great value option that covers most expenses consider our CPMA BFF Enhanced Plan.
No medical health questionnaire
No mandatory waiting periods
No deductible or dispensing fees
No enrollment or membership fees
No exclusions on pre-existing conditions Except for travel cover
Guaranteed acceptance and renewability
Includes life insurance and AD&D
Direct bill for drugs and dental
You should consider this plan if:
- Owner Operator of a small business
- You have 2+ employees
- You don’t have health benefits through your employer, you’re losing your group coverage
- You want drug and emergency travel medical coverage
Learn more about eligibility requirements for this plan.
Life insurance & AD&D
- Waiting Period: 3 months for new hires
- Schedule: $50,000
- Reduction Schedule: Reduces by 50% at age 65
- Non-Evidence Maximum: $50,000
- Termination Age: 70
Dependant Life
- Waiting Period:3 months for new hires
- Schedule: $5,000 spouse and $2,500 child
Critical Illness
- Waiting Period: 3 months
- Schedule: $50,000
- Covered conditions
• Heart Attack • Loss of Speech • Aortic Surgery • Coronary Artery Bypass Surgery • Severe Burns • Benign Brain Tumour • Stroke • Deafness • Heart Valve Replacement • Life Threatening Cancer • Coma • Loss of Independent Existence • Kidney Failure • Loss of Limbs • Major Organ Transplants • Motor Neuron Disease • Parkinson’s Disease • Occupational HIV • Alzheimer’s Disease • Aplastic Anemia • Multiple Sclerosis • Bacterial Meningitis • Paralysis • Blindness
Extended Health Care
- Waiting Period: 3 months for new hires
- Prescription Drugs: 90%- Nil deductible
- Pay-Direct Drug Card: Included – Mandatory Generics
- Drug Maximum: $10,000
- Fertility Drugs: Not included
- Smoking cessations: Not included
- Vaccines: Not included
- Major Medical: 100%
- Annual Deductible: None
- Drug Supply Limit: 30/100 day
- Hospitalization: 100% – Nil deductible – Semi-Private
- Convalescent Hospital: 100% – Nil deductible – Semi-Private
- Paramedical Practitioners
- 80%- $500 per practitioner per year maximum
- Acupuncturist, Audiologist, Chiropractor, Dietician, Massage Therapist, Naturopath, Osteopath, Occupational Therapist, Physiotherapist, Psychologist, Speech Therapist
- Elastic or pressure stockings: max $400 per year
- Medical services and supplies
- Ambulance
- Dental Accidents
- Diabetic Supplies
- Diagnostic Services
- Prosthetics
- Hearing Aids: $500 every 5 years
- Private Duty Nursing: $10,000 per year
- Out-of-Country/Province: 100% – Nil deductible Referral 50%, Nil deductible
- Maximum Duration: 60 consecutive days
- Lifetime Max: $5,000,000
- Travel Assistance : 100%
- Return of vehicle: $1,000
- Meals and Accommodations: $2,000
- Return of deceased: $5,000
- Termination Age: 70
- Best Doctors
- Vision:
- 100% co-insurance
- Eye Exam: 1 every 24 months Reasonable and Customary
- Contact lenses, glasses, laser surgery: Up to $300 every 24 months
Dental Care
- Waiting Period: 3 months for new hires
- Annual Deductible: none
- Basic & Preventative: 80% to combined max of $1,500
- Endodontic and Periodontics: 80% to combined max of $1,500
- Dentures: 50% to combined max of $1,500
- Major Restorative: 50% to combined max of $1,500
- Recall Frequency: 6 months
- Scaling & Rooting Units: 8 per year
- Fee Guide: Provincial
- Termination Age: 70
Additional Information
- Large amount Pooling: $10,000 per person
- Survivor Benefits: 24 months
*** Cost can vary by Demographics. Please fill in the form below for a custom quote.
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